1. This Site
1.1 NIBO Group Pty Ltd (NIBO Advisory, or we, us, our) controls this Site.

1.2 If you have any questions about the Site or these Terms, please contact info@nibo.com.au.

 

2. Intellectual Property
2.1 All content on this Site, including but not limited to text, graphics, images, software, audio, video, information, and other materials (Content), as well as the arrangement of the Content, is the copyright of NIBO Group Pty Ltd or its licensors. All trademarks on this Site are trademarks or registered trademarks of NIBO Group Pty Ltd or its licensors.

2.2 Nothing on the Site is intended or shall be construed as granting any express or implied right to you to use or exploit any patent, copyright, trademark, trade secret, or other intellectual property within the Content or on the Site without our prior written consent.

 

3. Your Rights and Obligations
3.1 NIBO Advisory grants you the right to view the Content online or print it for later viewing, solely for your personal, non-commercial use. Without our prior and express written consent, you agree not to:

• Download, save, copy, or otherwise reproduce the Content (except for printing for later viewing as permitted above);
• Alter or remove any copyright, trademark, or other proprietary notice of NIBO Advisory or any other company appearing on the Site or in the Content;
• Modify, edit, alter, or remove any Content;
• Publish, sell, or lease the Content, including making it available on any other website;
• To the maximum extent permitted by law, reverse engineer, translate, adapt, or modify any software used in connection with this Site;
• Create links from any other website to this Site or any Content, including deep links or framing of this Site within another website;
• Use any material, information, or Content on the Site for any commercial purpose.

 

4. No Professional Advice

4.1 This Site and its Content are provided for informational purposes only. They offer a summary of relevant subject matter, and their brevity may lead to misinterpretation. You should not rely on the Site or Content as your sole or primary source of information or as a substitute for advice from a qualified professional. We accept no responsibility for actions taken based on the Site or Content without first consulting us for specific advice.

 

5. Accuracy of Information
5.1 NIBO Advisory has taken care to ensure the balance, completeness, currency, and accuracy of this Site and its Content. However, the Site and Content are provided on an “as is” and “as available” basis. We do not guarantee the accuracy, reliability, completeness, currency, decency, or uninterrupted availability of the Content or the results obtained from using the Site (Service).

5.2 NIBO Advisory does not warrant that the Site, Content, or related servers are free from errors, interference, viruses, or other harmful applications.

 

6. Third Party Sites
6.1 NIBO Advisory may link this Site to other websites not controlled, maintained, associated with, or endorsed by NIBO Advisory (Third Party Sites). Links to Third Party Sites are provided for convenience only, and, to the maximum extent permitted by law, NIBO Advisory is not responsible for the content, safety, or any other aspect of Third Party Sites. Your use of these links and Third Party Sites is at your own risk. No assumption should be made that NIBO Advisory endorses or recommends any products, materials, or services displayed or offered on any linked website, including Third Party Sites.

 

7. Privacy
7.1 NIBO Advisory respects your privacy. Any Personal Information, as defined in the Privacy Act 1988 (Cth), collected on this Site will be handled in accordance with that Act and NIBO Advisory’s Privacy Policy.

7.2 NIBO Advisory’s Privacy Policy is incorporated into these Terms by reference and forms part of these Terms. It is available on this Site.

7.3 Any communication or material you send to the Site via email or otherwise (e.g., data, questions, comments, or suggestions) will be treated as non-confidential and non-proprietary, except where it constitutes Personal Information under the Privacy Act 1988 (Cth).

 

8. Disclaimer of Warranties
8.1 NIBO Advisory does not represent or warrant the quality or reliability of any goods, services, information, or materials displayed, purchased, or obtained by you as a result of responding to advertisements or other Content on this Site or through the Service.

8.2 Any reliance on or actions taken based on the Content or Site are at your own risk. It is your responsibility to ensure that any goods or services purchased meet your requirements. We accept no responsibility for actions taken based on the Content or Site without consulting us for specific advice. You indemnify NIBO Advisory against any loss or damage suffered from relying on the Content or Site.

8.3 NIBO Advisory reserves the right, at its sole discretion and without notice, to correct, improve, withdraw, or address any error or omission in the Site, Service, Content, or related products or services.

8.4 NIBO Advisory is not responsible or liable for, and provides no warranties regarding, any Content—whether posted by NIBO Advisory or third parties—that is defamatory, obscene, inaccurate, misleading, unlawful, pornographic, or infringes on third-party rights, including intellectual property rights.

 

9. Limitation of Liability
9.1 Subject to any condition, warranty, or right implied by law that cannot be excluded by agreement:

• NIBO Advisory provides no warranties, and you have no rights beyond those expressly stated in these Terms or in any written warranties provided by NIBO Advisory;
• All implied conditions, warranties, rights, and terms are excluded.
  Where a condition, warranty, or right is implied by law and cannot be excluded, NIBO Advisory limits its liability as provided under section 64A of the Competition and Consumer Act 2010 (Cth) or otherwise to the extent permitted by law.
  Subject to the above, NIBO Advisory is not liable to you in contract, tort (including negligence), under statute (to the extent permitted by law), or otherwise for any:
• Direct, indirect, incidental, special, or consequential loss or damage;
• Loss of profits, sales, turnover, reputation, production, anticipated savings, goodwill, business opportunities, customers, software, data, or systems (or loss of use thereof), whether direct, indirect, incidental, special, or consequential, arising from any breach, act, or omission related to these Terms, your use of the Site, Service, or Content, including issues caused by viruses, loss of connection, or interrupted access.

 

10. Termination
10.1 NIBO Advisory may terminate your access to all or part of the Site, Service, Content, or related services immediately if you breach these Terms or otherwise upon notice.

 

11. Modification
11.1 NIBO Advisory may amend these Terms or any related policies at its discretion and without notice. Amendments take effect upon posting on the Site or as otherwise notified. You are responsible for regularly reviewing these Terms. Continued use of the Site after amendments constitutes your consent to them.

 

12. General
12.1 These Terms are governed by the laws of the State of New South Wales, Australia. By using this Site, Content, or Service, you submit to the non-exclusive jurisdiction of the courts of that State.

12.2 If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions remain in full effect as if the invalid portion were removed.

12.3 These Terms constitute the entire agreement between you and NIBO Advisory, superseding all prior negotiations, understandings, representations, and agreements regarding the subject matter, except for any express written agreement entered into as, or in anticipation of becoming, a client of NIBO Advisory.